Auto Insurance / Marine Insurance For Harbor Beach, Bad Axe, Port Sanilac, Pigeon, Port Austin, MI and the surrounding areas
Coverage that travels with you
Auto Insurance from Schillinger Insurance Agency
Schillinger Insurance Agency provides affordable automobile insurance for customers throughout Eastern Michigan, with a focus on Harbor Beach, Bad Axe, Port Sanilac, Pigeon, Port Austin, and other local communities. The insurance carriers we represent offer a host of coverage options designed with your lifestyle and a particular vehicle in mind. And yes…everybody needs automobile insurance. To drive legally in Michigan, state law requires the purchase of no-fault automobile insurance. Driving without insurance is punishable as a misdemeanor with a fine of up to $500 and up to one year in jail. The court may also order your license suspended for 30 days or until you can provide proof of valid insurance.
Protection that Saves You Money
Even the lightest of today’s economy cars weigh in at around 2,000 pounds. When you consider 2,000 pounds moving at street-legal speeds, you begin to understand the risks every time you get behind the wheel of an automobile. Built-in safety features save lives and help to reduce injuries to drivers and passengers alike. One of the ways they accomplish this is by creating ‘crumple zones’ in vehicles. These are built-in points in vehicle body panels designed to absorb the energy of an impact before it reaches the passenger compartment of a vehicle. This means that what would have been minor fender-benders in older vehicles are now major collisions requiring extensive (and expensive) repairs. Without the proper insurance, you face a serious financial burden. Schillinger Insurance Agency helps protect you from those painful out-of-pocket expenses, as well as possible liability for any bodily injury that may occur.
Options for YOUR lifestyle
There are insurance companies that have more competitive rates for older, experienced drivers. Some specialize in focusing on a younger market, offering affordable options. Many companies provide multi-policy discounts when the carrier has both your homeowner’s and auto insurance. Schillinger Insurance Agency is an Independent Insurance Agency, meaning we’re not limited to only one insurance carrier. With our network of providers, we can offer a wide range of options to meet your family’s specific needs at rates that fit your budget.
Protection on the water, too!
Whether you’re raising a sail, jumping waves while skiing, or enjoying a leisurely respite on your yacht, Schillinger Insurance Agency has you covered. With a variety of coverage options, we make sure you can enjoy the water with peace of mind.
Marine insurance policies may include:
- Collision Damage
- Property Damage Liability
- Bodily Injury Liability
- Comprehensive Coverage: Compensation if your boat is vandalized, stolen, or damaged in an incident other than a collision
- Additional Coverage Options: Can include coverage for medical payments, fishing equipment, oil spills, personal property, and roadside assistance.
It may also include damages and injuries from accidents involving uninsured and underinsured boaters.
For yacht owners, coverages vary greatly and can include:
- Agreed Value Coverage
- Replacement Cost Loss Settlement
- Liability Protection
- Medical Payments
- Uninsured / Underinsured Boater Coverage
- Oil Pollution Act of 1990 Coverage
- Personal Property and Fishing Equipment Coverage
- Search & Rescue / Emergency Services Coverage
- Towing & Assistance Coverage
- Salvage Coverage
- …And many other optional coverages
Our Experience Saves You Money
With more than 100 years of collective experience, the professionals at Schillinger Insurance Agency have built relationships with many trusted insurance carriers. We have worked diligently to earn the trust of these insurance providers. This is so important when working on behalf of our customers to provide the best coverage at competitive rates. Our agents carefully study the various policies provided by our carriers to ensure you receive all discounts for which you qualify
Schillinger Insurance Agency offers coverage options that include:
- Good Driver Discounts
- Good Student Discounts
- Safe Vehicle Discounts
- Multiple Policy Discounts
(having a homeowner’s policy w/ your auto insurance carrier)
- Personal watercraft
- ATV’s / Off-road vehicles
- Classic Cars